Portfolio design, accumulation, and investing strategy.
A beginner-friendly guide to selling puts, assignment, cash-secured puts, the wheel strategy, and covered calls — with clear examples, risk-first explanations, official references, and pre-trade checklists.
The 4% rule is the most cited number in the financial independence community. It is also the most misapplied. The original research was sound. The shorthand that emerged from it was not. When someone tells you “you need 25x your expenses to retire,” they are doing the math correctly but skipping the part where that…
