NJL Design Lab Shop
Spreadsheets built for decisions that deserve more than a blank grid.
Downloadable planning systems for financial independence, debt payoff, budgeting, and net worth tracking. Purchases and file delivery are handled securely through Etsy.
Choose your model
Start with the financial decision in front of you.
Each spreadsheet is designed for a specific job, with the structure already built so you can focus on assumptions and next steps.
FI Architect Spreadsheet
Best for: people who want to model a long-term FI path and keep full control of the file.
Test savings, spending, portfolio, and retirement assumptions in a reusable planning workbook.
Debt Payoff Planner
Best for: comparing snowball and avalanche strategies before committing to a payoff plan.
See the tradeoffs, choose an approach, and track progress without rebuilding the math yourself.
Money Map Budget Tracker
Best for: keeping budget categories and net worth visible in one repeatable monthly workflow.
Track the financial signals that help you stay oriented without turning every review into a new project.
Before you buy
Use the format that fits how you work.
Prefer a guided browser or mobile experience? The core NJL web tools remain available from Tools & Apps. Choose a spreadsheet when owning and adapting the file is part of the value.
Checkout and support
Etsy handles payment and delivery.
Product pricing, current file details, checkout, and order delivery are shown on each Etsy listing. For an order-specific question, use Etsy messaging. For an NJL product question, use Contact & Partnerships.