Drawdown Strategy

An advanced FI planning guide to Roth conversions, RMD pressure, account location, healthcare costs, Social Security timing, and estate-aware drawdown decisions.

A practical comparison of sequential, blended, and dynamic retirement drawdown strategies — and how taxes, healthcare, and RMD pressure change the answer.

A plain-English guide to turning FI assets into retirement income: account buckets, simple withdrawal order, sequence risk, and why drawdown needs a system.